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<title>Cents Chronicle &#45; Category: Credit Cards</title>
<link>https://centschronicle.blog/rss/category/credit-cards</link>
<description>Cents Chronicle &#45; Credit Cards</description>
<dc:language>en</dc:language>

<item>
<title>Fantasy football: 8 players to target on the waiver wire in week 8</title>
<link>https://centschronicle.blog/fantasy-football-8-players-to-target-on-the-waiver-wire-in-week-8</link>
<guid>https://centschronicle.blog/fantasy-football-8-players-to-target-on-the-waiver-wire-in-week-8</guid>
<description><![CDATA[ Taking a look at the top waiver wire targets for fantasy football entering Week 8. ]]></description>
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<pubDate>Mon, 26 Oct 2026 11:55:26 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Fantasy, football:, players, target, the, waiver, wire, week</media:keywords>
</item>

<item>
<title>Credit card interest rates rise as debt increases</title>
<link>https://centschronicle.blog/credit-card-interest-rates-rise-as-debt-increases</link>
<guid>https://centschronicle.blog/credit-card-interest-rates-rise-as-debt-increases</guid>
<description><![CDATA[ You can avoid paying interest on their credit cards by paying off your credit card balance in full each month. ]]></description>
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<pubDate>Sun, 25 Oct 2026 00:01:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Credit, card, interest, rates, rise, debt, increases</media:keywords>
</item>

<item>
<title>5 signs you may not know you’re drowning in credit card debt</title>
<link>https://centschronicle.blog/5-signs-you-may-not-know-youre-drowning-in-credit-card-debt</link>
<guid>https://centschronicle.blog/5-signs-you-may-not-know-youre-drowning-in-credit-card-debt</guid>
<description><![CDATA[ A major warning sign is when your monthly interest charges exceed the amount you are spending on new purchases. This means you are paying more to finance your existing debt than you are spending on ... ]]></description>
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<pubDate>Sat, 24 Oct 2026 11:45:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>signs, you, may, not, know, you’re, drowning, credit, card, debt</media:keywords>
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<item>
<title>I want to pay off $4,500 in credit&#45;card debt in 2 months. Is this possible?</title>
<link>https://centschronicle.blog/i-want-to-pay-off-4500-in-credit-card-debt-in-2-months-is-this-possible</link>
<guid>https://centschronicle.blog/i-want-to-pay-off-4500-in-credit-card-debt-in-2-months-is-this-possible</guid>
<description><![CDATA[ “I’m 32 years old and feel like I should know how to do this stuff by now.” ... ]]></description>
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<pubDate>Fri, 23 Oct 2026 09:02:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>want, pay, off, 4, 500, credit-card, debt, months., this, possible</media:keywords>
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<item>
<title>Credit card delinquency, net charge&#45;off rates remain contained: September Credit Pulse</title>
<link>https://centschronicle.blog/credit-card-delinquency-net-charge-off-rates-remain-contained-september-credit-pulse</link>
<guid>https://centschronicle.blog/credit-card-delinquency-net-charge-off-rates-remain-contained-september-credit-pulse</guid>
<description><![CDATA[ The average credit card deliquency rate crept up in September, while the average net charge-off rate eased, according to data compiled from seven major credit card issuers. Trends in charge-off rates ... ]]></description>
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<pubDate>Thu, 22 Oct 2026 06:04:17 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Credit, card, delinquency, net, charge-off, rates, remain, contained:, September, Credit</media:keywords>
</item>

<item>
<title>Should you use home equity to pay off credit card debt? Here&amp;apos;s when it can backfire.</title>
<link>https://centschronicle.blog/should-you-use-home-equity-to-pay-off-credit-card-debt-heres-when-it-can-backfire</link>
<guid>https://centschronicle.blog/should-you-use-home-equity-to-pay-off-credit-card-debt-heres-when-it-can-backfire</guid>
<description><![CDATA[ Your home&#039;s equity could offer a way out of expensive debt, but the potential savings come with serious trade-offs. ]]></description>
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<pubDate>Thu, 22 Oct 2026 03:07:11 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Should, you, use, home, equity, pay, off, credit, card, debt</media:keywords>
</item>

<item>
<title>Can I Declare Bankruptcy for Credit Card Debt?</title>
<link>https://centschronicle.blog/can-i-declare-bankruptcy-for-credit-card-debt</link>
<guid>https://centschronicle.blog/can-i-declare-bankruptcy-for-credit-card-debt</guid>
<description><![CDATA[ Bankruptcy can discharge or restructure most credit card debt, but there are exceptions. For example, luxury purchases or cash advances made shortly before filing may be nondischargeable. Additionally ... ]]></description>
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<pubDate>Wed, 21 Oct 2026 22:38:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Can, Declare, Bankruptcy, for, Credit, Card, Debt</media:keywords>
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<item>
<title>A warning to anyone with credit card debt...</title>
<link>https://centschronicle.blog/a-warning-to-anyone-with-credit-card-debt</link>
<guid>https://centschronicle.blog/a-warning-to-anyone-with-credit-card-debt</guid>
<description><![CDATA[ Martin’s leading this week’s podcast with an urgent warning for anyone carrying credit card: now is the time to act. ]]></description>
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<pubDate>Wed, 21 Oct 2026 06:06:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>warning, anyone, with, credit, card, debt...</media:keywords>
</item>

<item>
<title>Current credit card interest rates</title>
<link>https://centschronicle.blog/current-credit-card-interest-rates</link>
<guid>https://centschronicle.blog/current-credit-card-interest-rates</guid>
<description><![CDATA[ Bankrate’s current credit card rates are based on a weekly national survey of large banks and thrifts. ]]></description>
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<pubDate>Wed, 21 Oct 2026 05:33:05 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Current, credit, card, interest, rates</media:keywords>
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<item>
<title>5 On Your Side: Tackling credit card debt</title>
<link>https://centschronicle.blog/5-on-your-side-tackling-credit-card-debt</link>
<guid>https://centschronicle.blog/5-on-your-side-tackling-credit-card-debt</guid>
<description><![CDATA[ A growing share of American families now owe more debt than they actually make in wages, and credit cards are part of that problem. 5 on Your Side&#039;s Ashley Rowe shares some ways you can protect your ... ]]></description>
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<pubDate>Tue, 20 Oct 2026 10:19:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Your, Side:, Tackling, credit, card, debt</media:keywords>
</item>

<item>
<title>The best loans for refinancing credit card debt of October 2026</title>
<link>https://centschronicle.blog/the-best-loans-for-refinancing-credit-card-debt-of-october-2026</link>
<guid>https://centschronicle.blog/the-best-loans-for-refinancing-credit-card-debt-of-october-2026</guid>
<description><![CDATA[ If you&#039;re stuck paying off credit card bills with high interest rates, refinancing with a personal loan can get you in the black faster. In addition to lower interest rates that are typically fixed, ... ]]></description>
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<pubDate>Tue, 20 Oct 2026 09:10:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>The, best, loans, for, refinancing, credit, card, debt, October, 2026</media:keywords>
</item>

<item>
<title>Illinois credit card debt remains steady as Gen Z helps push U.S. balances to record $1.25 trillion</title>
<link>https://centschronicle.blog/illinois-credit-card-debt-remains-steady-as-gen-z-helps-push-us-balances-to-record-125-trillion</link>
<guid>https://centschronicle.blog/illinois-credit-card-debt-remains-steady-as-gen-z-helps-push-us-balances-to-record-125-trillion</guid>
<description><![CDATA[ The average Illinois credit card balance stood at $6,545 in March 2026, according to new data from Experian. While that figure was little changed from a year earlier and slightly below the national ... ]]></description>
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<pubDate>Tue, 20 Oct 2026 08:20:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Illinois, credit, card, debt, remains, steady, Gen, helps, push, U.S.</media:keywords>
</item>

<item>
<title>Seniors aren’t keeping up with their credit card debt.</title>
<link>https://centschronicle.blog/seniors-arent-keeping-up-with-their-credit-card-debt</link>
<guid>https://centschronicle.blog/seniors-arent-keeping-up-with-their-credit-card-debt</guid>
<description><![CDATA[ New York Fed data shows serious credit card delinquencies among Americans 70+ hit 6.3% in Q2 2026 — their highest level since 2011. ]]></description>
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<pubDate>Tue, 20 Oct 2026 00:00:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Seniors, aren’t, keeping, with, their, credit, card, debt.</media:keywords>
</item>

<item>
<title>Credit Card Rates Hit 22% But Investors May Own The Wrong Stocks</title>
<link>https://centschronicle.blog/credit-card-rates-hit-22-but-investors-may-own-the-wrong-stocks</link>
<guid>https://centschronicle.blog/credit-card-rates-hit-22-but-investors-may-own-the-wrong-stocks</guid>
<description><![CDATA[ Credit card rates above 22% may hit restaurants and retailers before banks, making healthy credit data potentially misleading for stock investors. ]]></description>
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<pubDate>Sat, 17 Oct 2026 23:59:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Credit, Card, Rates, Hit, 22, But, Investors, May, Own, The</media:keywords>
</item>

<item>
<title>Gen X is going deeper into credit card debt — even as they make more money than ever</title>
<link>https://centschronicle.blog/gen-x-is-going-deeper-into-credit-card-debt-even-as-they-make-more-money-than-ever</link>
<guid>https://centschronicle.blog/gen-x-is-going-deeper-into-credit-card-debt-even-as-they-make-more-money-than-ever</guid>
<description><![CDATA[ Gen Xers are making more money than ever before, but their credit card debt is ballooning — and their net worths are shrinking. ]]></description>
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<pubDate>Fri, 09 Oct 2026 23:00:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Gen, going, deeper, into, credit, card, debt, —, even, they</media:keywords>
</item>

<item>
<title>The minimum&#45;payment trap: Why $200 a month barely dents your credit card debt</title>
<link>https://centschronicle.blog/the-minimum-payment-trap-why-200-a-month-barely-dents-your-credit-card-debt</link>
<guid>https://centschronicle.blog/the-minimum-payment-trap-why-200-a-month-barely-dents-your-credit-card-debt</guid>
<description><![CDATA[ Credit card debt payoff timeframes depend on your balance and interest rate, but paying more than the minimum each month is always recommended. ]]></description>
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<pubDate>Wed, 07 Oct 2026 10:29:00 -0400</pubDate>
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<media:keywords>The, minimum-payment, trap:, Why, 200, month, barely, dents, your, credit</media:keywords>
</item>

<item>
<title>Denied a credit card rate decrease? Here’s what to do next</title>
<link>https://centschronicle.blog/denied-a-credit-card-rate-decrease-heres-what-to-do-next</link>
<guid>https://centschronicle.blog/denied-a-credit-card-rate-decrease-heres-what-to-do-next</guid>
<description><![CDATA[ Denied a lower credit card rate? You may still be able to cut interest costs through a hardship program, credit counseling or a balance transfer card. ]]></description>
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<pubDate>Mon, 05 Oct 2026 07:08:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Denied, credit, card, rate, decrease, Here’s, what, next</media:keywords>
</item>

<item>
<title>How to Avoid Credit Card Interest</title>
<link>https://centschronicle.blog/how-to-avoid-credit-card-interest</link>
<guid>https://centschronicle.blog/how-to-avoid-credit-card-interest</guid>
<description><![CDATA[ Paying your bill in full. If you pay your statement balance on time each month, you won&#039;t be charged interest on your transactions. &quot;Paying your credit card in full every month is the best way to ... ]]></description>
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<pubDate>Thu, 10 Sep 2026 04:08:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>How, Avoid, Credit, Card, Interest</media:keywords>
</item>

<item>
<title>U.S. Average Credit Card Debt In 2026</title>
<link>https://centschronicle.blog/us-average-credit-card-debt-in-2026</link>
<guid>https://centschronicle.blog/us-average-credit-card-debt-in-2026</guid>
<description><![CDATA[ Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ... ]]></description>
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<pubDate>Mon, 31 Aug 2026 03:21:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>U.S., Average, Credit, Card, Debt, 2026</media:keywords>
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