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<title>Cents Chronicle &#45; Category: Fintech &amp;amp; Payments</title>
<link>https://centschronicle.blog/rss/category/fintech-payments</link>
<description>Cents Chronicle &#45; Fintech &amp;amp; Payments</description>
<dc:language>en</dc:language>

<item>
<title>Fed loses debit card cap appeal</title>
<link>https://centschronicle.blog/fed-loses-debit-card-cap-appeal</link>
<guid>https://centschronicle.blog/fed-loses-debit-card-cap-appeal</guid>
<description><![CDATA[ The Federal Reserve’s debit card interchange rule doesn’t follow the intent of Congress in setting a limit for swipe fees, an appellate court ruled Monday. ]]></description>
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<pubDate>Mon, 26 Oct 2026 16:08:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Fed, loses, debit, card, cap, appeal</media:keywords>
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<item>
<title>Euronet, Fireblocks pursue stablecoin cards</title>
<link>https://centschronicle.blog/euronet-fireblocks-pursue-stablecoin-cards</link>
<guid>https://centschronicle.blog/euronet-fireblocks-pursue-stablecoin-cards</guid>
<description><![CDATA[ The companies are extending their partnership to provide financial firms with the infrastructure needed to issue stablecoin-funded cards. ]]></description>
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<pubDate>Mon, 26 Oct 2026 11:27:50 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Euronet, Fireblocks, pursue, stablecoin, cards</media:keywords>
</item>

<item>
<title>Why checks still matter</title>
<link>https://centschronicle.blog/why-checks-still-matter</link>
<guid>https://centschronicle.blog/why-checks-still-matter</guid>
<description><![CDATA[ At a major industry conference this month, the paper instrument kept cropping up in discussions, even with an agenda focused on digital modernization. ]]></description>
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<pubDate>Mon, 26 Oct 2026 11:16:00 -0400</pubDate>
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<media:keywords>Why, checks, still, matter</media:keywords>
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<item>
<title>The B2B payment stack wasn’t built for how businesses pay now</title>
<link>https://centschronicle.blog/the-b2b-payment-stack-wasnt-built-for-how-businesses-pay-now</link>
<guid>https://centschronicle.blog/the-b2b-payment-stack-wasnt-built-for-how-businesses-pay-now</guid>
<description><![CDATA[ The B2B payment decision used to be binary. Legacy infrastructure still is. ]]></description>
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<pubDate>Mon, 26 Oct 2026 05:00:00 -0400</pubDate>
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<media:keywords>The, B2B, payment, stack, wasn’t, built, for, how, businesses, pay</media:keywords>
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<item>
<title>1 ring, 500 accounts: Why fraud signals need to travel</title>
<link>https://centschronicle.blog/1-ring-500-accounts-why-fraud-signals-need-to-travel</link>
<guid>https://centschronicle.blog/1-ring-500-accounts-why-fraud-signals-need-to-travel</guid>
<description><![CDATA[ How one reflection exposed a 500-account fraud ring and why cross-industry signals matter. ]]></description>
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<pubDate>Mon, 26 Oct 2026 05:00:00 -0400</pubDate>
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<media:keywords>ring, 500, accounts:, Why, fraud, signals, need, travel</media:keywords>
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<item>
<title>Lloyds Bank chief urges UK growth strategy as fintech and tax pressures reshape sector</title>
<link>https://centschronicle.blog/lloyds-bank-chief-urges-uk-growth-strategy-as-fintech-and-tax-pressures-reshape-sector</link>
<guid>https://centschronicle.blog/lloyds-bank-chief-urges-uk-growth-strategy-as-fintech-and-tax-pressures-reshape-sector</guid>
<description><![CDATA[ Lloyds Bank&#039;s CEO urges UK leaders to prioritize growth as fintech competition and tax pressures reshape the banking sector, warning of investment risks. ]]></description>
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<pubDate>Mon, 26 Oct 2026 04:27:00 -0400</pubDate>
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<media:keywords>Lloyds, Bank, chief, urges, growth, strategy, fintech, and, tax, pressures</media:keywords>
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<item>
<title>The Season of Shifting Federal Bank Supervisory Guidance</title>
<link>https://centschronicle.blog/the-season-of-shifting-federal-bank-supervisory-guidance</link>
<guid>https://centschronicle.blog/the-season-of-shifting-federal-bank-supervisory-guidance</guid>
<description><![CDATA[ Since June 2026, federal banking agencies have taken a series of steps to reshape bank supervision, including setting more uniform standards for enforcement actions and supervisory findings, creating ... ]]></description>
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<pubDate>Sun, 25 Oct 2026 13:00:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>The, Season, Shifting, Federal, Bank, Supervisory, Guidance</media:keywords>
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<item>
<title>Sezzle Pursues National Bank Charter to Add FDIC&#45;Insured Deposit Accounts</title>
<link>https://centschronicle.blog/sezzle-pursues-national-bank-charter-to-add-fdic-insured-deposit-accounts</link>
<guid>https://centschronicle.blog/sezzle-pursues-national-bank-charter-to-add-fdic-insured-deposit-accounts</guid>
<description><![CDATA[ FinTech company Sezzle has begun the formal charter application process to establish a national bank that would offer a broad range of banking products ... ]]></description>
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<pubDate>Fri, 23 Oct 2026 12:18:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Sezzle, Pursues, National, Bank, Charter, Add, FDIC-Insured, Deposit, Accounts</media:keywords>
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<item>
<title>Shoprite Said to Eye Fintech Tie With Bank</title>
<link>https://centschronicle.blog/shoprite-said-to-eye-fintech-tie-with-bank</link>
<guid>https://centschronicle.blog/shoprite-said-to-eye-fintech-tie-with-bank</guid>
<description><![CDATA[ Shoprite, Africa&#039;s largest grocer, and Investec are said to be discussing a fintech partnership. Talks are private and neither company has confirmed. ]]></description>
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<pubDate>Fri, 23 Oct 2026 12:12:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Shoprite, Said, Eye, Fintech, Tie, With, Bank</media:keywords>
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<item>
<title>Amex to shrink workforce</title>
<link>https://centschronicle.blog/amex-to-shrink-workforce</link>
<guid>https://centschronicle.blog/amex-to-shrink-workforce</guid>
<description><![CDATA[ The card company plans to cut 4.5% of its employees to become more “agile and efficient” as it adjusts to more use of artificial intelligence, CEO Stephen Squeri said. ]]></description>
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<pubDate>Fri, 23 Oct 2026 11:49:35 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
<media:keywords>Amex, shrink, workforce</media:keywords>
</item>

<item>
<title>Sezzle seeks OCC bank charter</title>
<link>https://centschronicle.blog/sezzle-seeks-occ-bank-charter</link>
<guid>https://centschronicle.blog/sezzle-seeks-occ-bank-charter</guid>
<description><![CDATA[ The buy now, pay later provider wants a U.S. charter from the Office of the Comptroller of the Currency amid new state rules. ]]></description>
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<pubDate>Fri, 23 Oct 2026 10:54:11 -0400</pubDate>
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<media:keywords>Sezzle, seeks, OCC, bank, charter</media:keywords>
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<item>
<title>Shopping is Muse’s top task: Meta</title>
<link>https://centschronicle.blog/shopping-is-muses-top-task-meta</link>
<guid>https://centschronicle.blog/shopping-is-muses-top-task-meta</guid>
<description><![CDATA[ About a quarter of the personal agent’s earliest adopters look to shop, with an average purchase size around $200, Meta’s CEO said. ]]></description>
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<pubDate>Fri, 23 Oct 2026 07:11:33 -0400</pubDate>
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<media:keywords>Shopping, Muse’s, top, task:, Meta</media:keywords>
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<item>
<title>Minneapolis fintech Sezzle applies to launch national bank</title>
<link>https://centschronicle.blog/minneapolis-fintech-sezzle-applies-to-launch-national-bank</link>
<guid>https://centschronicle.blog/minneapolis-fintech-sezzle-applies-to-launch-national-bank</guid>
<description><![CDATA[ Sezzle Inc. files for a national bank charter to expand beyond buy now, pay later into checking, savings and lending products. ]]></description>
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<pubDate>Fri, 23 Oct 2026 05:36:00 -0400</pubDate>
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<media:keywords>Minneapolis, fintech, Sezzle, applies, launch, national, bank</media:keywords>
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<item>
<title>Treasury tallies $270M in suspicious financial aid transactions</title>
<link>https://centschronicle.blog/treasury-tallies-270m-in-suspicious-financial-aid-transactions</link>
<guid>https://centschronicle.blog/treasury-tallies-270m-in-suspicious-financial-aid-transactions</guid>
<description><![CDATA[ The department flagged the potentially fraudulent activity as it seeks to stop criminals from stealing student financial aid payments. ]]></description>
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<pubDate>Thu, 22 Oct 2026 10:52:00 -0400</pubDate>
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<item>
<title>Paze sets big targets after revamp</title>
<link>https://centschronicle.blog/paze-sets-big-targets-after-revamp</link>
<guid>https://centschronicle.blog/paze-sets-big-targets-after-revamp</guid>
<description><![CDATA[ The wallet’s bank owners are battling Apple and PayPal with an extensive marketing push, touting it as a more secure payment method. ]]></description>
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<pubDate>Thu, 22 Oct 2026 10:49:00 -0400</pubDate>
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<media:keywords>Paze, sets, big, targets, after, revamp</media:keywords>
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<item>
<title>Ramp applies for national trust bank charter from OCC</title>
<link>https://centschronicle.blog/ramp-applies-for-national-trust-bank-charter-from-occ</link>
<guid>https://centschronicle.blog/ramp-applies-for-national-trust-bank-charter-from-occ</guid>
<description><![CDATA[ The fintech announced last week it had raised $1.85 billion in a funding round. Ramp&#039;s application comes after a banking trade group sued the OCC over the recent influx of trust charters. ]]></description>
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<pubDate>Mon, 19 Oct 2026 20:44:00 -0400</pubDate>
<dc:creator>Cents Chronicle Newsdesk</dc:creator>
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<item>
<title>Prediction: The Next Big Bank Acquisition Is a Fintech, Not Another Bank</title>
<link>https://centschronicle.blog/prediction-the-next-big-bank-acquisition-is-a-fintech-not-another-bank</link>
<guid>https://centschronicle.blog/prediction-the-next-big-bank-acquisition-is-a-fintech-not-another-bank</guid>
<description><![CDATA[ Building a competitive fintech platform isn&#039;t easy. A bank can spend years developing new payment systems and mobile banking products; underwriting technology; and building artificial intelligence (AI ... ]]></description>
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<pubDate>Thu, 10 Sep 2026 22:50:00 -0400</pubDate>
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<media:keywords>Prediction:, The, Next, Big, Bank, Acquisition, Fintech, Not, Another, Bank</media:keywords>
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<item>
<title>Eight Things About Fintech&#45;Bank Partnership Term Sheets</title>
<link>https://centschronicle.blog/eight-things-about-fintech-bank-partnership-term-sheets</link>
<guid>https://centschronicle.blog/eight-things-about-fintech-bank-partnership-term-sheets</guid>
<description><![CDATA[ Sometimes overlooked as just a preliminary document that establishes economics, the term sheet can end up being more important than the ultimate definitive agreement. Beyond pricing, a thoughtfully ... ]]></description>
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<pubDate>Wed, 09 Sep 2026 13:00:00 -0400</pubDate>
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<media:keywords>Eight, Things, About, Fintech-Bank, Partnership, Term, Sheets</media:keywords>
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