https://centschronicle.blog/rss/category/personal-finance Cents Chronicle - Personal Finance en https://centschronicle.blog/what-to-know-ahead-of-anthropics-ipo-nasdaq-ant https://centschronicle.blog/what-to-know-ahead-of-anthropics-ipo-nasdaq-ant Mon, 26 Oct 2026 16:27:58 -0400 Cents Chronicle Newsdesk What, Know, Ahead, Anthropic’s, IPO, NASDAQ:, ANT https://centschronicle.blog/aarp-warns-americans-on-401k-roth-ira-changes https://centschronicle.blog/aarp-warns-americans-on-401k-roth-ira-changes Mon, 26 Oct 2026 12:57:00 -0400 Cents Chronicle Newsdesk AARP, warns, Americans, 401k, Roth, IRA, changes https://centschronicle.blog/it-was-good-to-lay-it-all-out-the-case-for-meeting-a-financial-advisor-you-may-not-hire https://centschronicle.blog/it-was-good-to-lay-it-all-out-the-case-for-meeting-a-financial-advisor-you-may-not-hire Mon, 26 Oct 2026 11:52:26 -0400 Cents Chronicle Newsdesk ‘It, Was, Good, Lay, All, Out’:, The, Case, for, Meeting https://centschronicle.blog/mortgage-rates-today-monday-october-26-back-up https://centschronicle.blog/mortgage-rates-today-monday-october-26-back-up Mon, 26 Oct 2026 08:39:53 -0400 Cents Chronicle Newsdesk Mortgage, Rates, Today, Monday, October, 26:, Back https://centschronicle.blog/caregiving-for-adult-relatives-can-cost-thousands-aarp-survey-finds-support-could-matter-to-midterm-voters https://centschronicle.blog/caregiving-for-adult-relatives-can-cost-thousands-aarp-survey-finds-support-could-matter-to-midterm-voters Mon, 26 Oct 2026 08:15:01 -0400 Cents Chronicle Newsdesk Caregiving, for, adult, relatives, can, cost, thousands., AARP, survey, finds https://centschronicle.blog/heres-the-average-401k-balance-of-69-year-old-americans-how-do-you-compare https://centschronicle.blog/heres-the-average-401k-balance-of-69-year-old-americans-how-do-you-compare Mon, 26 Oct 2026 07:50:00 -0400 Cents Chronicle Newsdesk Heres, the, average, 401k, balance, 69-year-old, Americans, how, you, compare https://centschronicle.blog/todays-high-yield-savings-rates-for-october-26-2026-up-to-500 https://centschronicle.blog/todays-high-yield-savings-rates-for-october-26-2026-up-to-500 Mon, 26 Oct 2026 01:44:57 -0400 Cents Chronicle Newsdesk Todays, high-yield, savings, rates, for, October, 2026:, 5.00 https://centschronicle.blog/retired-ironworker-with-a-5400-a-month-union-pension-and-800000-in-a-401k-will-be-slammed-by-three-layers-of-tax-he-never-saw-on-a-paycheck https://centschronicle.blog/retired-ironworker-with-a-5400-a-month-union-pension-and-800000-in-a-401k-will-be-slammed-by-three-layers-of-tax-he-never-saw-on-a-paycheck Mon, 26 Oct 2026 01:17:00 -0400 Cents Chronicle Newsdesk Retired, Ironworker, With, 5, 400-a-Month, Union, Pension, and, 800, 000 https://centschronicle.blog/high-yield-savings-account-rates-today-october-26-2026-rates-are-steady https://centschronicle.blog/high-yield-savings-account-rates-today-october-26-2026-rates-are-steady Sun, 25 Oct 2026 21:41:00 -0400 Cents Chronicle Newsdesk High-Yield, Savings, Account, Rates, Today:, October, 2026, –, Rates, Are https://centschronicle.blog/lost-track-of-an-old-401k-your-savings-may-be-slipping-away https://centschronicle.blog/lost-track-of-an-old-401k-your-savings-may-be-slipping-away Sun, 25 Oct 2026 07:30:00 -0400 Cents Chronicle Newsdesk Lost, track, old, 401k, Your, savings, may, slipping, away https://centschronicle.blog/retire-at-57-with-500000-in-a-401k-and-the-plan-will-pay-you-penalty-free-under-the-rule-of-55-but-some-plans-only-pay-it-as-one-lump-sum-roll-it-to-an-ira-to-get-monthly https://centschronicle.blog/retire-at-57-with-500000-in-a-401k-and-the-plan-will-pay-you-penalty-free-under-the-rule-of-55-but-some-plans-only-pay-it-as-one-lump-sum-roll-it-to-an-ira-to-get-monthly Sat, 24 Oct 2026 02:13:00 -0400 Cents Chronicle Newsdesk Retire, With, 500, 000, 401k, and, the, Plan, Will, Pay https://centschronicle.blog/reported-fraud-losses-among-older-americans-hit-3-billion-in-2025-as-losses-of-at-least-six-figures-surge-ftc-report-says https://centschronicle.blog/reported-fraud-losses-among-older-americans-hit-3-billion-in-2025-as-losses-of-at-least-six-figures-surge-ftc-report-says Fri, 23 Oct 2026 13:57:26 -0400 Cents Chronicle Newsdesk Reported, fraud, losses, among, older, Americans, hit, billion, 2025, losses https://centschronicle.blog/mortgage-rates-today-friday-october-23-a-substantial-drop https://centschronicle.blog/mortgage-rates-today-friday-october-23-a-substantial-drop Fri, 23 Oct 2026 08:59:49 -0400 Cents Chronicle Newsdesk Mortgage, Rates, Today, Friday, October, 23:, Substantial, Drop https://centschronicle.blog/best-high-yield-savings-accounts-of-october-2026-up-to-500 https://centschronicle.blog/best-high-yield-savings-accounts-of-october-2026-up-to-500 Fri, 23 Oct 2026 02:15:57 -0400 Cents Chronicle Newsdesk Best, high-yield, savings, accounts, October, 2026:, 5.00 https://centschronicle.blog/financial-planners-share-the-5-things-they-wish-youd-do-with-your-401k https://centschronicle.blog/financial-planners-share-the-5-things-they-wish-youd-do-with-your-401k Fri, 23 Oct 2026 00:00:00 -0400 Cents Chronicle Newsdesk Financial, Planners, Share, The, Things, They, Wish, You’d, With, Your https://centschronicle.blog/atmos-credit-cards-increase-welcome-offers-up-to-100000-points https://centschronicle.blog/atmos-credit-cards-increase-welcome-offers-up-to-100000-points Thu, 22 Oct 2026 17:15:11 -0400 Cents Chronicle Newsdesk Atmos, Credit, Cards, Increase, Welcome, Offers, 100, 000, Points https://centschronicle.blog/i-opened-an-everbank-savings-account-it-went-well-except-for-one-thing https://centschronicle.blog/i-opened-an-everbank-savings-account-it-went-well-except-for-one-thing Thu, 22 Oct 2026 16:19:13 -0400 Cents Chronicle Newsdesk Opened, EverBank, Savings, Account:, Went, Well, Except, For, One, Thing https://centschronicle.blog/mortgage-rates-remain-above-7-in-a-stalled-housing-market https://centschronicle.blog/mortgage-rates-remain-above-7-in-a-stalled-housing-market Thu, 22 Oct 2026 12:52:11 -0400 Cents Chronicle Newsdesk Mortgage, Rates, Remain, Above, Stalled, Housing, Market https://centschronicle.blog/amex-adds-airbnb-perks-restricts-platinums-600-hotel-credit https://centschronicle.blog/amex-adds-airbnb-perks-restricts-platinums-600-hotel-credit Thu, 22 Oct 2026 12:26:40 -0400 Cents Chronicle Newsdesk AmEx, Adds, Airbnb, Perks, Restricts, Platinum’s, 600, Hotel, Credit https://centschronicle.blog/mortgage-rates-today-thursday-october-22-a-little-higher https://centschronicle.blog/mortgage-rates-today-thursday-october-22-a-little-higher Thu, 22 Oct 2026 08:45:08 -0400 Cents Chronicle Newsdesk Mortgage, Rates, Today, Thursday, October, 22:, Little, Higher https://centschronicle.blog/dave-ramsey-warns-401k-ira-investors-about-irs-5-year-rule https://centschronicle.blog/dave-ramsey-warns-401k-ira-investors-about-irs-5-year-rule Thu, 22 Oct 2026 08:18:12 -0400 Cents Chronicle Newsdesk Dave, Ramsey, warns, 401k, IRA, investors, about, IRS, 5-year, rule https://centschronicle.blog/401k-investment-strategies-roll-over-or-stay-put https://centschronicle.blog/401k-investment-strategies-roll-over-or-stay-put Thu, 22 Oct 2026 03:54:00 -0400 Cents Chronicle Newsdesk 401k, Investment, Strategies:, Roll, Over, Stay, Put https://centschronicle.blog/first-look-uniteds-largest-ever-club-is-coming-to-houston https://centschronicle.blog/first-look-uniteds-largest-ever-club-is-coming-to-houston Wed, 21 Oct 2026 22:51:47 -0400 Cents Chronicle Newsdesk First, Look:, United’s, Largest-Ever, Club, Coming, Houston https://centschronicle.blog/musks-spacex-stock-gift-is-tip-of-the-iceberg-for-trump-accounts-altimeters-gerstner-says https://centschronicle.blog/musks-spacex-stock-gift-is-tip-of-the-iceberg-for-trump-accounts-altimeters-gerstner-says Wed, 21 Oct 2026 15:52:11 -0400 Cents Chronicle Newsdesk Musks, SpaceX, stock, gift, tip, the, iceberg, for, Trump, Accounts https://centschronicle.blog/a-couple-who-retires-at-61-with-620000-between-two-401ks-and-lives-on-her-pension-for-12-years-will-meet-about-42000-of-rmds-at-73-and-neither-plan-lets-them-take-it-all https://centschronicle.blog/a-couple-who-retires-at-61-with-620000-between-two-401ks-and-lives-on-her-pension-for-12-years-will-meet-about-42000-of-rmds-at-73-and-neither-plan-lets-them-take-it-all Wed, 21 Oct 2026 03:17:00 -0400 Cents Chronicle Newsdesk Couple, Who, Retires, With, 620, 000, Between, Two, 401ks, and https://centschronicle.blog/social-security-benefits-of-up-to-5181-coming-this-week https://centschronicle.blog/social-security-benefits-of-up-to-5181-coming-this-week Wed, 21 Oct 2026 02:50:00 -0400 Cents Chronicle Newsdesk Social, Security, benefits, 5, 181, coming, this, week https://centschronicle.blog/two-65-year-old-couples-withdraw-90000-from-their-401ks-one-owes-about-4600-in-federal-tax-and-the-other-10700 https://centschronicle.blog/two-65-year-old-couples-withdraw-90000-from-their-401ks-one-owes-about-4600-in-federal-tax-and-the-other-10700 Tue, 20 Oct 2026 23:59:00 -0400 Cents Chronicle Newsdesk Two, 65-Year-Old, Couples, Withdraw, 90, 000, From, Their, 401ks., One https://centschronicle.blog/as-homeownership-gets-harder-more-buyers-are-getting-down-payment-help-what-parents-should-know https://centschronicle.blog/as-homeownership-gets-harder-more-buyers-are-getting-down-payment-help-what-parents-should-know Tue, 20 Oct 2026 17:35:48 -0400 Cents Chronicle Newsdesk homeownership, gets, harder, more, buyers, are, getting, down, payment, help. https://centschronicle.blog/if-elon-musk-gifts-spacex-stock-through-trump-accounts-it-will-come-with-a-catch https://centschronicle.blog/if-elon-musk-gifts-spacex-stock-through-trump-accounts-it-will-come-with-a-catch Tue, 20 Oct 2026 15:11:36 -0400 Cents Chronicle Newsdesk Elon, Musk, gifts, SpaceX, stock, through, Trump, Accounts, will, come https://centschronicle.blog/the-best-high-yield-savings-accounts-of-october-2026-earn-up-to-425 https://centschronicle.blog/the-best-high-yield-savings-accounts-of-october-2026-earn-up-to-425 Tue, 20 Oct 2026 06:02:00 -0400 Cents Chronicle Newsdesk The, best, high-yield, savings, accounts, October, 2026:, Earn, 4.25 https://centschronicle.blog/top-high-yield-savings-accounts-offering-up-to-500-apy-right-now-oct-20-2026 https://centschronicle.blog/top-high-yield-savings-accounts-offering-up-to-500-apy-right-now-oct-20-2026 Mon, 19 Oct 2026 22:30:00 -0400 Cents Chronicle Newsdesk Top, High-Yield, Savings, Accounts, Offering, 5.00, APY, Right, Now, Oct. https://centschronicle.blog/cornell-sexual-assault-case-has-some-prospective-students-rethinking-plans-consultants-say https://centschronicle.blog/cornell-sexual-assault-case-has-some-prospective-students-rethinking-plans-consultants-say Mon, 19 Oct 2026 12:17:37 -0400 Cents Chronicle Newsdesk Cornell, sexual, assault, case, has, some, prospective, students, rethinking, plans https://centschronicle.blog/seems-like-a-conflict-of-interest-right-i-have-4m-in-a-401k-and-an-adviser-wanted-me-to-roll-it-over-to-an-ira-for-better-performance-whats-my-move https://centschronicle.blog/seems-like-a-conflict-of-interest-right-i-have-4m-in-a-401k-and-an-adviser-wanted-me-to-roll-it-over-to-an-ira-for-better-performance-whats-my-move Mon, 19 Oct 2026 00:02:00 -0400 Cents Chronicle Newsdesk ‘Seems, like, conflict, interest, right’, have, 4M, 401k, and, adviser https://centschronicle.blog/roth-conversions-when-the-juice-isnt-really-worth-the-squeeze-according-to-a-top-ranked-advisor https://centschronicle.blog/roth-conversions-when-the-juice-isnt-really-worth-the-squeeze-according-to-a-top-ranked-advisor Sun, 18 Oct 2026 09:30:01 -0400 Cents Chronicle Newsdesk Roth, conversions:, When, the, ‘juice, isnt, really, worth, the, squeeze https://centschronicle.blog/trumps-student-loan-overhaul-could-lead-to-more-bankruptcy-filings-former-judge-says https://centschronicle.blog/trumps-student-loan-overhaul-could-lead-to-more-bankruptcy-filings-former-judge-says Sat, 17 Oct 2026 09:30:01 -0400 Cents Chronicle Newsdesk Trumps, student, loan, overhaul, could, lead, more, bankruptcy, filings, former https://centschronicle.blog/debt-is-eating-up-a-bigger-chunk-of-your-raise-research-shows https://centschronicle.blog/debt-is-eating-up-a-bigger-chunk-of-your-raise-research-shows Fri, 16 Oct 2026 15:47:46 -0400 Cents Chronicle Newsdesk Debt, eating, bigger, chunk, your, raise, research, shows https://centschronicle.blog/the-affordability-crisis-isnt-hitting-all-voters-equally-heres-why https://centschronicle.blog/the-affordability-crisis-isnt-hitting-all-voters-equally-heres-why Fri, 16 Oct 2026 15:22:21 -0400 Cents Chronicle Newsdesk The, affordability, crisis, isnt, hitting, all, voters, equally., Heres, why https://centschronicle.blog/social-security-benefits-have-grown-to-keep-up-with-inflationso-too-have-senior-poverty-levels https://centschronicle.blog/social-security-benefits-have-grown-to-keep-up-with-inflationso-too-have-senior-poverty-levels Fri, 16 Oct 2026 10:25:00 -0400 Cents Chronicle Newsdesk Social, Security, Benefits, Have, Grown, Keep, With, Inflation—So, Too, Have https://centschronicle.blog/south-carolinians-will-see-a-bump-in-social-security-benefits-heres-how-much https://centschronicle.blog/south-carolinians-will-see-a-bump-in-social-security-benefits-heres-how-much Fri, 16 Oct 2026 05:45:04 -0400 Cents Chronicle Newsdesk South, Carolinians, will, see, bump, Social, Security, benefits., Heres, how https://centschronicle.blog/a-lot-changed-in-stock-market-in-just-a-few-months-the-single-biggest-risk-did-not https://centschronicle.blog/a-lot-changed-in-stock-market-in-just-a-few-months-the-single-biggest-risk-did-not Thu, 15 Oct 2026 19:12:24 -0400 Cents Chronicle Newsdesk lot, changed, stock, market, just, few, months., The, single, biggest https://centschronicle.blog/college-was-supposed-to-be-good-debt-for-many-borrowers-it-isnt-paying-off https://centschronicle.blog/college-was-supposed-to-be-good-debt-for-many-borrowers-it-isnt-paying-off Thu, 15 Oct 2026 13:56:59 -0400 Cents Chronicle Newsdesk College, was, supposed, ‘good, debt.’, For, many, borrowers, isn’t, paying https://centschronicle.blog/she-made-college-good-debt-for-herself-can-she-do-the-same-for-her-daughter https://centschronicle.blog/she-made-college-good-debt-for-herself-can-she-do-the-same-for-her-daughter Thu, 15 Oct 2026 13:53:35 -0400 Cents Chronicle Newsdesk She, made, college, ‘good, debt’, for, herself., Can, she, the https://centschronicle.blog/the-problem-with-good-debt-why-borrowers-should-think-twice-about-the-label https://centschronicle.blog/the-problem-with-good-debt-why-borrowers-should-think-twice-about-the-label Thu, 15 Oct 2026 13:52:39 -0400 Cents Chronicle Newsdesk The, problem, with, good, debt:, Why, borrowers, should, think, twice https://centschronicle.blog/usps-postmarks-can-lag-mailing-dates-what-taxpayers-and-voters-should-know https://centschronicle.blog/usps-postmarks-can-lag-mailing-dates-what-taxpayers-and-voters-should-know Thu, 15 Oct 2026 12:56:10 -0400 Cents Chronicle Newsdesk USPS, postmarks, can, lag, mailing, dates., What, taxpayers, and, voters https://centschronicle.blog/social-security-cost-of-living-increase-sparks-debate-over-looming-funding-shortfall https://centschronicle.blog/social-security-cost-of-living-increase-sparks-debate-over-looming-funding-shortfall Thu, 15 Oct 2026 11:42:13 -0400 Cents Chronicle Newsdesk Social, Security, cost-of-living, increase, sparks, debate, over, looming, funding, shortfall https://centschronicle.blog/social-security-benefits-will-rise-36-in-2027-but-that-may-not-be-enough-to-offset-healthcare-costs https://centschronicle.blog/social-security-benefits-will-rise-36-in-2027-but-that-may-not-be-enough-to-offset-healthcare-costs Thu, 15 Oct 2026 06:47:00 -0400 Cents Chronicle Newsdesk Social, Security, benefits, will, rise, 3.6, 2027, but, that, may https://centschronicle.blog/social-security-administration-announces-36-cost-of-living-adjustment-for-2027 https://centschronicle.blog/social-security-administration-announces-36-cost-of-living-adjustment-for-2027 Wed, 14 Oct 2026 13:54:01 -0400 Cents Chronicle Newsdesk Social, Security, Administration, announces, 3.6, cost-of-living, adjustment, for, 2027 https://centschronicle.blog/heres-the-inflation-breakdown-for-september-2026-in-one-chart https://centschronicle.blog/heres-the-inflation-breakdown-for-september-2026-in-one-chart Wed, 14 Oct 2026 10:56:25 -0400 Cents Chronicle Newsdesk Heres, the, inflation, breakdown, for, September, 2026, —, one, chart https://centschronicle.blog/social-security-cost-of-living-adjustment-for-2027-may-be-above-average-some-say-its-not-enough https://centschronicle.blog/social-security-cost-of-living-adjustment-for-2027-may-be-above-average-some-say-its-not-enough Wed, 14 Oct 2026 09:29:56 -0400 Cents Chronicle Newsdesk Social, Security, cost-of-living, adjustment, for, 2027, may, above, average., Some https://centschronicle.blog/whats-a-high-yield-savings-account-and-how-does-it-work https://centschronicle.blog/whats-a-high-yield-savings-account-and-how-does-it-work Wed, 14 Oct 2026 04:53:00 -0400 Cents Chronicle Newsdesk Whats, high-yield, savings, account, and, how, does, work