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Category: Credit & Debt
Current credit card interest rates
Bankrate’s current credit card rates are based on a weekly national survey of large banks and thrifts.
5 On Your Side: Tackling credit card debt
A growing share of American families now owe more debt than they actually make in wages, and credit cards are part of that problem...
The best loans for refinancing credit card debt of Octo...
If you're stuck paying off credit card bills with high interest rates, refinancing with a personal loan can get you in the black f...
Illinois credit card debt remains steady as Gen Z helps...
The average Illinois credit card balance stood at $6,545 in March 2026, according to new data from Experian. While that figure was...
Seniors aren’t keeping up with their credit card debt.
New York Fed data shows serious credit card delinquencies among Americans 70+ hit 6.3% in Q2 2026 — their highest level since 2011...
Here's the average credit score of baby boomers (how do...
Baby Boomers have some of the highest average credit scores in the U.S. See how your score compares and what it means for your ret...
Credit Card Rates Hit 22% But Investors May Own The Wro...
Credit card rates above 22% may hit restaurants and retailers before banks, making healthy credit data potentially misleading for ...
Credit report errors: How mistakes like wrong phone num...
A wrong mobile number, incorrect loan details or a missed payment recorded in your credit report could affect how lenders assess y...
Instant gratification fuels impulse spending and consum...
The video argues that on-demand services and endless scrolling encourage instant gratification, weaken patience and focus, and con...
Consumer Reports: Buy now, pay later debt is on the ris...
Buy Now, Pay Later is becoming an increasingly popular way to borrow, especially as many consumers look for ways to stretch their ...
Gen X is going deeper into credit card debt — even as t...
Gen Xers are making more money than ever before, but their credit card debt is ballooning — and their net worths are shrinking.
The minimum-payment trap: Why $200 a month barely dents...
Credit card debt payoff timeframes depend on your balance and interest rate, but paying more than the minimum each month is always...
The best buy now, pay later apps of October 2026
Standout benefits: Users can make four interest-free payments every two weeks, one payment within 30 days or monthly payments for ...
What is the average credit score and how can you improv...
Your credit score is the key to financial tools like credit cards, mortgages and auto loans. A good score (FICO Score of 670 to 73...
Denied a credit card rate decrease? Here’s what to do n...
Denied a lower credit card rate? You may still be able to cut interest costs through a hardship program, credit counseling or a ba...