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Cents Chronicle Newsdesk
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The Cents Chronicle news desk curates the most important US banking, lending, credit, housing and economy stories from trusted publishers and regulators.
Member since Oct 27, 2026
Bank Earnings Are Mixed—These 2 ETFs Offer Very Differe...
Mixed Q3 results highlight the banking sector’s uneven recovery. KBE offers diversified exposure, while IAT takes a more concentra...
‘Seems like a conflict of interest, right?’ I have $4M ...
If an adviser earns fees by moving the money, Stacey Stark, a financial adviser at Aurelia Capital Advisors, says that creates a c...
Delinquent Auto Loans Are Rising And The Industry Could...
In short, subprime loans are once again the main headliner, but they’re just the symptom of multiple underlying facets bundled tog...
CFPB Releases Annual Fair Lending Report for 2025
On October 1, the Consumer Financial Protection Bureau (CFPB) complied with statutory reporting requirements by releasing the Fair...
Roth conversions: When the ‘juice isn't really worth th...
If you're considering a year-end Roth conversion for 2026, there are some key things to know, experts say.
Debt Avalanche vs. Debt Snowball: The Best Way to Pay O...
Two proven strategies for paying down card debt. One saves the most money; the other builds momentum. How to pick the one you'll s...
Here's the average credit score of baby boomers (how do...
Baby Boomers have some of the highest average credit scores in the U.S. See how your score compares and what it means for your ret...
US-based Cross River Bank integrates Ripple's stablecoi...
On October 15, US-based Cross River Bank announced that it has integrated 'RLUSD,' a US dollar-pegged stablecoin issued by Ripple,...
Credit Card Rates Hit 22% But Investors May Own The Wro...
Credit card rates above 22% may hit restaurants and retailers before banks, making healthy credit data potentially misleading for ...
He retired after he got notified of student-loan forgiv...
A 71-year-old student-loan borrower got notified that he was approved for Public Service Loan Forgiveness. Now, he's fighting to k...
Credit report errors: How mistakes like wrong phone num...
A wrong mobile number, incorrect loan details or a missed payment recorded in your credit report could affect how lenders assess y...
Software’s new consolidator gets big vote of confidence...
Less than four months into life as a public company, Bending Spoons got a big vote of confidence this week from Berkshire Hathaway...
'Dead money’ for a decade: Why this hedge fund approach...
Investors may want to rethink their bond allocation and opt for managed futures exposure.
Trump's student loan overhaul could lead to more bankru...
After nearly three decades as a bankruptcy judge, Sarah Sharer Curley writes about the legal process in her new book, "The Price o...
More Americans Are Auto-Investing in Their 401(k)s—Here...
More 401(k) investors are handing the wheel to target-date funds and advisors. The convenience is clear—but the trade-offs aren’t ...